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New poll suggests that 48 per cent of Canadian homeowners plan to renovate in the next 12 months.

When purchasing get a quote online now.auto insurance or get a quote online now., you’ll need to decide how much your deductibles should be. It’s an important decision because this is the amount you may have to pay out-of-pocket if you need to submit a claim.

Every minute and a half, there’s a residential break-in somewhere in the country, according to Insurance Bureau of Canada. Eighty per cent of those occur during the day, and most burglars force their way in by exploiting carelessness and security weaknesses, rather than advanced plotting and using sophisticated tools.

There are multiple factors that determine your average home insurance cost in Ontario—from location and your home’s rebuild costs to home construction materials and proximity of sprinklers. Also, such aspects as old house elements or recent renovations are considered when determining your home insurance rates. But what are these rates?

If mature neighbourhoods are more your style over new subdivisions, and you’re in the market to buy a new home, chances are you’ll be looking at houses that have been around for 30 years or more. Some older homes, however, haven’t been maintained as well as others in ensuring that all systems are up to today’s standards. Before making a “new to you” house your home, there are a few details about the home you’ll want to make sure you know because it may affect your home insurance rates, and in some cases, getting coverage.

You work hard to build and maintain your business. That’s why it’s important to ensure you’re protected from all potential losses – especially when they’re avoidable. Whether we experience a mild winter or harsh storms, the cold season can cause property damage and safety concerns. By preparing your business premises in advance, you can reduce winter’s impact on you, your staff and your customers.

Ten Tips from the experts at Acumen Insurance - How to SAVE money on your Car Insurance in Hamilton Car insurance rates are anything but insignificant for the vast...

Fall is THE perfect time to prepare your home and property for winter. Whether you like it or not, winter is on its way and it will be here before you know it. To ensure you’re prepared for it, you need to take action now, not once we get our first snow storm. The temperature outside now is just right to get the garden and lawn ready for winter, put away your summer tools and get out your snow shovel and other cold weather tools.

You haven’t filed any claims, so why is your home insurance going up? It’s a common question that boils down to insurance trends. Insurance rates are based off more than just your personal claims history. They also take into account your company’s claims experience and the types of claims they commonly deal with.