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With those winter tires back in storage, you’re probably looking forward to sunny, springtime drives and spontaneous weekend road trips. And, as we look forward to clearer, safer roads, maybe you’re thinking of reviewing your auto insurance rate, too.

What’s on your to-do list this February? Whether it’s planning the ultimate Valentine’s Day date for a loved one, buying more salt for your sidewalk, or counting the days until spring, your insurance deductible may not rank high on your list. However, did you know that your deductible’s value influences your monthly insurance premium?