School is back in session, bringing excitement for students and parents alike. However, the increase in traffic also brings several risks, especially for pedestrian safety. The top three unsafe behaviours exhibited by drivers in school zones include speeding, illegal parking and distracted driving. Shockingly, nearly half of Canadians have witnessed speeding in schools zones at some point. Prioritizing school zone safety can significantly reduce the risk of accidents and ensure safer roads for all. Additionally, maintaining safe driving habits can lead to lower insurance premiums – a win-win! This blog serves as your ultimate guide to school zone safety, answering questions like, “what’s the speed limit in a school zone?” and offering safety tips to enhance protection for drivers, cyclists and students alike. Keeping reading to learn more.
Parents believe extra attention to school zones is necessary to ensure children travel safely to and from school. A recent survey found that 82 percent of parents in Ontario have witnessed dangerous behaviours in school zones, a four percent increase from last year. More than half of these parents consider the roads around their child’s school to be unsafe. The survey also revealed that 91 percent of parents in the province support lowering the speed limit in school zones even further, with 83 percent saying it should be 30 km/hr or lower. In regard to Automated Speed Enforcement (ASE), which is an automated system that uses a camera and speed measurement device to detect and capture images of vehicles exceeding the posted speed limit, more than 75 percent of survey respondents strongly supports its use in school zones, an 11 percent increase from the previous year. Additionally, 81 percent of parents believe that the presence of ASE’s would deter speeding in school zones. These findings underscore parental concerns that current measures inadequately address risks to student safety during school commutes.
A school zone is a defined area near a school where children are likely to be present. You can identify a school zone by its distinctive fluorescent yellow sign featuring two figures walking. In Ontario, the school zone speed limit usually ranges from 30 to 40 km/hr. This limit is in effect from 8:00 am and 5:00 pm on weekdays, from September to June. Fines for speeding in school zones vary depending on how much over the limit you were driving. Drivers who repeatedly exceed school zone speed limits may face increased penalties that exceed the standard fines. Below are the standard penalties for speeding in a school zone in Ontario.
One of the most common mistakes drivers make is not allowing enough time when travelling through school zones. This can lead to rushing, which increases the risk of accidents. School zones are typically busier, so expect delays and congestion. Leaving earlier gives you time to drive cautiously, promoting safety for everyone on the road. Here are essential tips for drivers navigating school zones, whether dropping off children or passing through:
Practicing School Zone Safety Keeps Your Insurance Low
Practicing safe driving habits in school zones not only ensures the safety of all road users but also helps keep your insurance costs down. If caught driving over the speed limit in a school zone, you’ll receive a mandatory fine and risk accumulating three to four demerit points. These demerit points can lead to increased insurance premiums and fewer options for coverage from insurance companies. Factors such as demerit points, speeding tickets and careless driving all influence your insurance costs. The severity of the infraction determines how much your car insurance rates may increase, typically lasting three to five years, depending on the insurer. Violations in school zones, like speeding, are often viewed more seriously due to the heightened risk to children. Insurers may categorize you as a high-risk driver, resulting in higher premiums. Multiple violations in school zones could significantly raise your monthly insurance costs. By following posted school zone speed limits you can maintain lower car insurance rates and ensure the safety of all road users.
Did you know that most child-related bus accidents involve students who are walking? According to research by the National Safety Council, most children who lose their lives in bus-related incidents are between just 4 to 7 years old. They are either hit by the bus or by a motorist illegally passing a stopped bus. Here are some essential tips for students walking to school:
Over 833,000 students in Ontario begin and end their day with a ride on the bus. It’s considered the safest mode of transportation for students, being 72 times safer than travelling by car and 45 times safer than walking or cycling to school. Despite this, children must take precautions to ensure their safety while on and awaiting for the school bus.
Riding a bicycle is a great way for kids to get physical activity but biking to school comes with increased risk. Before your son or daughter pedals anywhere, help them plan their route and inspect their bike to ensure proper air pressure in the tires, functioning brakes and a lightly oiled chain. Below are some additional tips to discuss with your child to ensure they’re riding to school safely:
With school back in session and increased traffic, safety becomes a top priority. Practicing school zone and pedestrian safety can prevent accidents and ensure children get to and from school safely. Maintaining safe driving habits also helps keep your insurance premiums low. At Acumen Insurance, we strive to provide you with the right car insurance coverage, but what happens when you get behind the wheel is up to you. We hope the tips we’ve shared help make this back-to-school season safer for everyone on the road. Connect with us today to learn more about securing car insurance that goes the extra mile. We are always just a quick call away to help you understand how auto insurance can protect you, others and your property in the event of an accident.