Getting ready to take your RV out for the first trip of the season? There’s a lot to do before you can hit the highway. In this blog, we’ll cover everything you need to get your motorhome or trailer road-ready. From important vehicle checks to must-have items, we’ve got you covered. We’ll also answer your burning questions about motorhome insurance, including, “What is RV insurance?” and “Do I really need it before I hit the road?” Keep reading to find out everything you need to know.
Preparing for Adventure: 10 Essentials to Pack for Your RV Road Trip
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Travel First-Aid Kit
When you’re out exploring nature, it’s important to be prepared for anything. Poison oak, cuts and burns can happen at any time, so you need to be ready. Pack a safety kit with the following items to make sure you and your passengers are ready to handle whatever comes your way:
- Antiseptic rinse or wipes
- Sunscreen
- Tweezers
- Over-the-counter medications (e.g., pain relievers, allergy pills, anti-inflammatories, etc.)
- Bandages and gauze
- Peroxide and rubbing alcohol
- Scissors
- Aloe vera gel
- Hydrocortisone
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Camping Appropriate Clothing
Wondering what type of clothing to pack for your camping trip? While it will depend on the weather, your planned activities and personal preferences, here’s a list to get you started:
- Accessories (e.g., hats, sunglasses, belts, umbrellas)
- Jackets
- Pants
- Waterproof clothing and boots
- Thermal clothes
- Swimsuit
- Shirts
- Shoes (e.g., sneakers, sandals, hiking shoes)
- Socks and Underwear
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Bathroom Necessities
There’s no need for communal showers when you have your own RV bathroom. To save space, opt for mini toiletries and pack only the essentials. Here are some bathroom must-haves to consider:
- Bath towels
- Body soaps and lotions
- Dental hygiene products
- Face wash
- Feminine hygiene products
- Hair products
- Hand and bar soap
- Hand sanitizer
- Q-tips
- RV-friendly toilet paper
- Toilet and black tank chemicals
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RV Bedroom Supplies
When people think of camping and sleep, they often have negative expectations. However, with the right preparation, you can ensure a comfortable night’s sleep. Sleep like a king in your camper with these bedroom essentials:
- Bedding and extra blankets
- Mattress topper
- Pillows and pillowcases
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Outdoor Cooking Accessories
Just because you have an indoor kitchen doesn’t mean you can’t enjoy cooking outside! With equipment a portable grill and the other items on the list below, you can have a cookout whenever you want. Just don’t forget the burgers and hot dogs!
- Propane
- Portable grill
- Tongs
- Metal spatula
- Meat thermometer
- Matches or lighter
- Lighter fluid
- Grill brush
- Aluminum foil
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Road Trip Food & Beverages
Have you thought about the menu that will fuel your adventures? By organizing your meals in advance, you can save money and avoid pricey restaurant bills. Here are some ideas to consider while making your list:
- Bread
- Butter and cooking oil
- Canned food (soup, beans, tuna, etc.)
- Condiments (ketchup, mustard, peanut butter, etc.)
- Drinks (bottled water, coffee, tea, milk, soda)
- Eggs
- Fruit
- Spices and seasonings
- Meat
- Pasta
- Vegetables
- Snacks (e.g., chips, nuts, granola bars, marshmallows)
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RV Kitchen Essentials
One of the best things about having an RV is having a kitchen on wheels. To fully enjoy your camper’s kitchen, you’ll need to pack some essential accessories, appliances and utensils.
- Cooking utensils (spatulas, knives, whisks, etc.)
- Cookware (pots, skillets, etc.)
- Cups
- Cutting board
- Dishtowels
- Napkins
- Paper towels
- Plates and bowls
- Serving dishes
- Small appliances
- Water-filter pitcher
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Cleaning Materials
During your travels, keeping your RV or trailer clean is crucial. Make sure you have the following cleaning products on hand to maintain cleanliness:
- All-purpose cleaner
- Dish and hand soap
- Drying rack
- Wet wipes
- Garbage bags
- Sponges
- Broom and dustpan
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RV Tool Kit
It’s important to be prepared for the potential maintenance or mechanical issues that could arise during your trip. Ensure you have the following tools and RV supplies stocked to stay organized:
- Duct tape and electrical tape
- Emergency roadside kit
- Bungie cords
- Drinking water hose
- Electrical adapters
- Extra cotter pins
- Extra fuses
- Fire extinguisher
- Flashlight with extra batteries
- Generator
- Jump starter pack
- Levelling blocks
- Mechanical lubricant
- Motor oil and transmission fluid
- Portable air compressor
- RV gutter spouts
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Motorhome Insurance
If you’re gearing up for an upcoming road trip, you may find yourself asking, “What is RV insurance?” and whether it’s essential. Just like ensuring your regular vehicle has the right insurance for road trips, RV & Trailer Insurance is crucial for protecting you and your passengers. Unlike standard car insurance, RV insurance goes beyond covering just the vehicle itself. Inside your RV or trailer, you likely carry electronics, camping gear and other valuables. Additionally, when parked at a campsite, you’re responsible for the safety of others around your vehicle. If an accident happens while you’re travelling, you might also need alternative accommodation while your RV is being repaired. Without RV & Trailer insurance, none of these situations would be covered in case of a loss.
Three Categories of RV Insurance Coverage in Ontario
- Class A Motorhome Insurance: Covers the largest RV motorhomes, designed with extensive amenities such as kitchens, bathrooms, entertainment centres and centralized heating and air conditioning systems.
- Class B Motorhome Insurance: Tailored for camper vans or conversion vans that feature kitchens, bathrooms with showers and sleeping accommodations for up to four people. Unlike Class A motorhomes, Class B vehicles are more compact, making them easier to drive and park in standard spaces. They are also more fuel-efficient and can serve as a secondary vehicle in addition to their camping functionality.
- Class C Motorhome Insurance: The class C motorhomes are favoured by many RV enthusiasts. These motorhomes are built on commercial cut-away van chassis and feature cab-over-bunk design, offering all the amenities typical of any motorhome.
If you own a self-propelled Class A, B, or C motorhome in Ontario, it’s legally mandatory to have insurance. However, certain categories like trailers and towed vehicles can be covered under your existing auto insurance policy, with the coverage and liability extending from the towing vehicle.
What Type of Coverage Do I Need For My RV?
There are several options for RV & trailer insurance in Ontario. It’s important to understand that relying solely on standard auto insurance for your motorhome may come with limitations. For instance, it may not cover you when your RV is parked, nor provide features like roadside assistance or contents coverage. Motorhome insurance, on the other hand, offers peace of mind by ensuring that your RV and all its contents are protected. RV and motorhome insurance policies are tailored to fit different needs and lifestyles. There are live-in policies, which allow you to use your RV as a full-time residence, seasonal policies that are designed for those who use their RV during specific times of the year, such as the summer months and temporary policies that provide coverage for short periods, such as holidays or trips. The specific coverage limits and options vary depending on the insurer, policy type and RV model.
Top RV Destinations in Ontario
Still undecided on where to take your RV? Here are some top destinations across Ontario to inspire your next adventure:
- Bruce Peninsula National Park. Tobermory boasts crystal-clear waters and hiking trails that wind through ancient cedar forests. Home to the Grotto, with its turquoise waters, it feels like a slice of Europe right here in Ontario.
- Kakabeka Provincial Park. Located west of Thunder Bay, Kakabeka is famous for its stunning falls – the second largest in Ontario – and scenic gorge. With multiple trails, rich indigenous history and ample RV accommodations, it’s a must-visit.
- Spirit Rock Conservation Area, Wiarton. Perfect for small to medium-sized RVs, this area offers two trails. One leads to the historic Corran building, while the longer trail takes you to the Niagara Escarpment, offering breathtaking views of the water and sky.
- Algonquin Provincial Park. Whether in summer or fall, Algonquin offers RV enthusiasts a paradise with numerous trails of varying intensity and abundant Canadian wildlife sightings from moose and beavers to herons.
- High Falls in Muskoka Lakes. Just a short drive from Toronto, Muskoka Lakes features hiking trails, lakes and the impressive High Falls – a major draw known for being one of the largest and highest waterfalls in the region.
The Importance of the Pre-Trip Inspection
Do you perform a thorough check of your RV or trailer before every trip? Assessing the roadworthiness of your tow vehicle and trailer (or motorhome) before embarking on your journey is crucial for safety. Many of us assume these vehicles are inherently reliable and skip this step. While modern RVs and trailers are well-built, breakdowns can still occur. That’s why it’s wise to conduct a pre-inspection a few days before departure. This proactive approach allows you to address any issues in advance, ensuring a smoother and safer travel experience.
Tow Vehicle Inspection
Open up the hood of your trailer or RV and start by inspecting all the fluids:
- Engine oil
- Transmission fluid
- Radiator coolant
- Power steering fluid (unless it’s electric)
- Brake fluid
- Battery cell fluid
After checking all the fluids, visually examine belts, hoses and electrical cables for any signs of wear, leaks, proper tightness and secure fits. This ensures everything is in good condition before you hit the road.
Tire Inspection
Tire inspection is crucial for both your trailer and tow vehicle, or motorhome.
- Always check tire pressure when your tires are cold, both before your trip and periodically during travel.
- Inspect for uneven tread wear, as this can indicate underlying mechanical issues.
- Look for cracks in the sidewalls and inside the treads. Even if tires have low kilometres, rubber can still dry out over time.
- Whenever you check tire pressure, hand-check lug nuts for tightness and inspect for any unusual wear marks around the studs. These signs can indicate potential issues before they become serious problems.
Lights and Control Systems
This next part of the pre-inspection can be performed alone or with the help of a partner. Check the following:
- Ensure all turn signals are functioning properly.
- Verify that brake lights are working correctly.
- Test both low and high beams.
- Check the operation of backup lights.
- Inspect all clearance lights to ensure they are operational.
- Start the engine and confirm that all gauges are functioning correctly.
- Assess the condition of the windshield wipers and inspect the wear of the blades.
- Test the horn to ensure it’s in working order. It may seem trivial, but it’s important for emergencies.
- For motorhomes with air brakes, pump the pedal until the warning air pressure buzzer sounds, then verify that the pressure returns to normal promptly.
On-Board Systems
Don’t forget to inspect the interior of your RV or trailer – it’s just as important. Before you hit the road, conduct the following onboard assessments:
- Review the onboard gauge panel, which most RVs have. Check tank levels, DC power and propane. Run everything to ensure it all functions correctly.
- Fill up on fresh water. Finding hookups on the road can be challenging, so fill the tank at least partially before departure.
- Inspect the water system, including taps, lines, connections and valves. Run the demand pump and watch for leaks or open taps.
- Check the dump system and valves. Ensure you have a hose and verify that the valves open and close smoothly without any leaks.
- Inspect the house battery. Look for corrosion on connections, check the fluid if possible and ensure it is securely fastened and adequately covered.
- Test appliances such as heating and cooling to ensure they’re operational.
- Check the gas system. Verify the tightness of propane fittings, then light each appliance and observe. Always trust your sense of smell when inspecting the propane system for any signs of leaks.
The Final Pre-Trip Check
Finally, the day has arrived–you’re all set to hit the road! There’s just one last check before you can embark on your journey. Follow this last-minute checklist, starting at the driver’s door:
- With the vehicle running, turn on all the lights, including the four-way flashers.
- Walk counter clockwise around the vehicle to inspect tires, lug nuts and lights.
- Check trailer connection: is the coupler secure? Are the pins in place; safety chains attached and not dragging? Is the light connection secure and free to move? If using an equalizing hitch, inspect each of the components
- Continue down to inspect the body, windows, vents, tires and lights. Look up to ensure vents and antennas are not left open.
- Ensure the hood is securely closed.
- Confirm all storage and access doors are locked.
- Once back inside the vehicle, adjust mirrors and test the brakes.
Keep Your RV Safe and Secure No Matter Where Your Adventures Take You
Acumen Insurance offers RV & Trailer Insurance in various cities across Ontario, including Hamilton, Stoney Creek, Mississauga and Oakville. We understand the significance of having dependable insurance for your motorhome. You’ve dedicated considerable time and resources to your home away from home and we want to ensure you’re protected in case of unforeseen events. Our team is dedicated to helping you choose the optimal coverage options that offer peace of mind while you explore the open road – from class a motorhome insurance to class c motorhome insurance. For more details on motorhome insurance, contact us today, or request a free quote.