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When it comes to getting insurance, many of us don’t know that some of the things we are doing (or not doing) could have an impact on our car insurance or home insurance coverage and on what we pay for that coverage.

With the Pan Am Games only days away and the Parapan Am Games shortly after, the Greater Toronto Area (GTA) will see an influx of athletes, coaches and fans. If you are considering renting your home to game attendees, Acumen Insurance and Insurance Bureau of Canada (IBC) recommends making sure you are properly insured.

A major complaint levelled against the insurance industry is that it has failed to provide coverage for consumers who, through no fault of their own, have seen their homes and belongings destroyed by flood. With the announcement by Aviva that insurance coverage will now be made available with Acumen Insurance for overland flooding, let us hope the critics will be silenced.

When a teenager in your home reaches the big milestone of obtaining a driver’s licence, there can be a great deal of excitement and apprehension. Along with the responsibility a young driver takes on when behind the wheel of a car, there is also the financial responsibility of having a teen driver to be considered. When your teen obtains their licence, it’s time to have them added to your car insurance policy.

Building a business is hard work and requires a major investment of your time, money, and energy. When you have put all that into creating a company you can be proud of, the last thing you want is to lose it all to a lawsuit, an accident, or a theft. Commercial insurance exists to protect you, your company, and all your employees from the many risks out there that could threaten everything you have worked to create.

Spring is a popular time to begin looking into home maintenance and preparing your house for the years to come. After the winter thaw, it’s a good idea to survey your house for damage and make any repairs as quickly as you can. For larger projects, however, many people think they can turn to insurance. But home insurance plans are not maintenance plans. In fact, home insurance only really works if you have taken measures to ensure your home is properly maintained in the first place.

Warming temperatures in the Hamilton and surrounding community that began Sunday and were forecast to continue for the week could contribute to ice damming, a condition that can result in expensive water damage to homes, suggests a local roofing company.

A commercial insurance policy is designed to protect the widely varying needs of businesses large and small. Because there are so many different types of commercial operations, there are many different kinds of commercial insurance. However, there are a few types which are standard for most businesses, and these fall into a couple of categories: business property insurance & liability insurance.

Most commercial property policies are intended to cover completed buildings. While many policies extend Building coverage to include Newly Acquired or Constructed Property, they afford very limited coverage for buildings that are being built.